residency

How do I access healthcare in Spain as a non-resident property owner?

As a non-resident property owner visiting your Spanish home, healthcare access options include: EMERGENCY CARE — anyone can access emergency services at any Spanish hospital regardless of status.

For EU citizens, present your EHIC/GHIC card for emergency treatment.

PRIVATE HEALTH INSURANCE — the most practical option for regular visitors.

Spanish insurers like Sanitas, Adeslas, and Asisa offer policies for non-residents from €50-€150/month, covering doctor visits, specialists, hospital treatment, and dental.

International policies from providers like BUPA, Cigna, or AXA also work.

TRAVEL INSURANCE — adequate for short visits but limited compared to dedicated health insurance.

PHARMACY — many medications available over-the-counter in Spain that require prescriptions elsewhere.

Pharmacies can also provide basic medical advice.

If you spend significant time in Spain, proper health insurance is essential.

EU reciprocal healthcare covers emergencies but not routine care.

Post-Brexit UK citizens need travel insurance or Spanish private health insurance.

WOW-Estates advises all property buyers to arrange appropriate health coverage.